LUXE Automotive Ltd ("LUXE", "we") is the data controller for personal information collected through our website and application processes. This policy explains what we collect, why, how long we keep it, and your rights.
What we collect
- Identity data: name, date of birth, address history, photo ID.
- Contact data: email address, phone number.
- Financial data: income, employment, monthly outgoings, existing credit commitments.
- Documents you upload: bank statements, payslips, company documents.
- Usage data: pages visited, browser, IP address (for security and analytics).
Why we use it
- Assessing affordability and processing lease applications.
- Complying with anti-money-laundering and FCA obligations.
- Servicing your agreement, insurance and vehicle delivery.
- Communicating with you about your account.
Who we share with
Finance lenders, insurance underwriters, credit reference agencies (where relevant to the product), HMRC when legally required, and cloud infrastructure providers. We never sell your data.
How long we keep it
For the life of your agreement plus six years, to satisfy FCA and HMRC record-keeping. You can request deletion of anything not required by law.
Your rights
Under UK GDPR you can access, correct, port, restrict or erase your data. Email privacy@luxe.example.
Contact
LUXE Automotive Ltd, London. See contact.